I cannot take it any more, I must dig myself out of the hole that I have buried myself in, I am a slave, it is a state that nobody should be in, I am a slave to the desires and poor choices of a younger me… I am however responsible, so I will pay my debt, i will serve my time, it is just so hard when there doesn’t seem to be any help at all, the help that I do find tends to just keep me alive, whether it be somebody buying groceries for me or springing for dinner, all the help I can muster just keeps me going through this hell, I need more help something that let’s me break the surface and get a breath, just one cool relaxing breath to fill my lungs and calm my spirit so that I can have the strength to work even harder to free myself, I am going to get 3 new jobs, I am going to have no free time, but I am going to make money and I am still going to have no money, but eventually (by the end of June if all goes well) I will have my credit cards paid off, I will still owe money on my car and my student loans, but the credit cards will be gone, and I will never get another, they are terrible, I am $25,000 in debt, and $10,000 is credit cards, I must work hard and continue on, I will not give up…

Thanks for itperson’s reply:

You need to step back and look at this with a more detached attitude. First you need to understand that taking on 3 or more jobs might get you out of debt sooner, but it is also probable that it will also get you into the hospital. This burden you say you have is also not “evil”. People are evil. Burdens are what people accept for themselves. A very famous person once said something like this; “Don’t worry about what tomorrow may bring, tomorrow will take care of itself”. That’s not to say forget about the debt. It looks like you need a plan. Try calling your creditors and see if you can’t work out a payment schedule that allows you to live a decent life. If you want, tear up those credit cards if you feel that they are beckoning to you. Realize that you need to get rid of that credit card debt as soon as humanly possible. However, leave something in your budget for a movie or a date. Start making more meals at home. If you loose you job in the meantime, call your creditors again and let them know your situation. Stick to your plan. Whatever you may think now, be certain that this is nowhere near the worst that can happen to you. If you are feeling so down now, you will not be prepared to deal with a real crisis. Also know that you WILL get out of this debt and in doing so, emerge as a much stronger and wiser person.